Monthly statements
FreeAutomatically archived PDF statements after month-end.
YOUR MONEY. CLEAR TERMS.
Rates & Charges
A clear guide to your banking costs.
PUBLIC TARIFF GUIDE · 9791d06344Accounts & packages
One current account is included in each package.
| Package | Client | Monthly price | Extra current accounts¹ | Each / month¹ | Instant quota / month |
|---|---|---|---|---|---|
| Start | person | 0.00 DM | 0 | — | 0 |
| Flow | person | 5.00 DM | 1 | 3.00 DM | 5 |
| Pro | person | 15.00 DM | 3 | 2.00 DM | Unlimited |
| Connect | clan / company | 10.00 DM | 2 | 3.00 DM | 15 |
| Scale | clan / company | 25.00 DM | 9 | 2.00 DM | 40 |
| Civic | house / office | 0.00 DM | 0 | — | 10 |
| Public | staff | 0.00 DM | 0 | — | 25 |
¹ Published additional-account limits and prices, subject to feature availability. Flow and Pro include a savings account. Pro includes unlimited instant payments with no per-transfer fee. Transfers have no package amount cap; available funds and payment security apply. Start has no instant payments. Instant quotas are server usage limits.
Credit rates
Annual rates for new applications. Your accepted contract and repayment schedule govern your loan.
| Product | Annual rate | Principal range | Available terms |
|---|---|---|---|
| Launch Start | 0.00% | 2500.00–2500.00 DM | Up to 12 months |
| Launch Build | 0.00% | 5000.00–5000.00 DM | Up to 12 months |
| Launch Advance | 0.00% | 10000.00–10000.00 DM | Up to 12 months |
| Personal Loan | 8.39% | 1000.00–25000.00 DM | 3, 6, 9, 12 months |
| One-Month Advance | 10.39% | 250.00–2500.00 DM | 1 months |
| Business Loan | 4.50% | 5000.00–100000.00 DM | 3, 6, 12, 18, 24 months |
| Civic Loan | 3.50% | 5000.00–100000.00 DM | 3, 6, 12 months |
| Personal Refinancing | 12.00% | 0.01–100000.00 DM | 3, 6, 9, 12, 18, 24 months |
| Business Refinancing | 6.50% | 0.01–500000.00 DM | 3, 6, 12, 18, 24 months |
| Civic Refinancing | 5.50% | 0.01–500000.00 DM | 3, 6, 12 months |
Launch grants are repayable at 0% interest. Ordinary loans require review and 25% blocked DM collateral. Eligibility, available funding and refinancing conditions apply. Existing fixed-rate contracts retain their agreed rate. Revolving credit is not available.
Services & taxes
Balance Guard
1.00 DM / monthPublished optional price per eligible account. Preference saving is available; protection and charging are not active yet.
Tax policy
Not yet publishedVAT and account-tax rates await central configuration. No unconfirmed rate is presented as active.
Your tariff guide
Generated from the bank catalogues on each build. Version 9791d06344. Package terms: postbank-foundation-2026-11-13. Credit terms: postbank-credit-2026-11-14.
Catalogue references identify source terms, not a new effective date. Administrative rate editing and automatic downloadable PDF publication are planned. You can print or save this guide as PDF now.
No private account or transaction data is published here.